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Should I opt out of DPS?

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Hi,

I am currently working part time and will be quitting my job soon to prepare for my uni course(4 years.) I was thinking if I should opt out of the Dependant Protection Scheme for these 4 years and only opt in when I start working again.

Because I did work after my Olvl, and earned quite a measly amount. At that point in time, I was auto-opted in to DPS. When I check my account after 4 years(schooling and NS), the amount in my OA dropped lower than it was before, since the interest...

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