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CPF Full retirement sum and HDB relation.

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The latest i understand is... If a person's name is with parents for any reason eg bbfa, and if the remaining years of the housing lease plus the bbfa age is less than 95. When reached 55y.o, because of this rule, will not be able to withdraw the sum in excess of basic retirement sum?

That means the bbfa will be forced to use cpf to buy a new home even if he wants to stay with parents. And cpf money will be wasted to buy new house that he dont need, just to fulfil the rule to withdraw cpf at 55. But if cpf is used to buy new house, where got enough to withdraw at 55 for some people??

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