Serious question:
I heard BTO could take up to few years for key collection. So I wanted to understand if we want to settle down earlier should we....
1. Start earlier- begin the BTO process under fiance/fiancee scheme then just ROM when the keys are ready for collection?
or
2. Slowly- Just continue saving until the time we want to marry, then apply for BTO?
Which is more advisable? Because if its #1, then we really have to start planning ahead. Would appreciate advice, thanks!
I heard BTO could take up to few years for key collection. So I wanted to understand if we want to settle down earlier should we....
1. Start earlier- begin the BTO process under fiance/fiancee scheme then just ROM when the keys are ready for collection?
or
2. Slowly- Just continue saving until the time we want to marry, then apply for BTO?
Which is more advisable? Because if its #1, then we really have to start planning ahead. Would appreciate advice, thanks!