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Single at 35, buy BTO or resale?

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2-room BTO say 150k
3-room resale say 300k

150k put into SA for 30 years = 486k

3-room resale rent out $600/month
$7.2k a year, 30 years = 216k (Never count repair or no tenants)

2-room BTO non-mature estate, some not bad near MRT
https://esales.hdb.gov.sg/bp25/broch...-sembawang.pdf

Paya Lebar Airbase upcoming


Which one will you choose?

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