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NEED HELP!!! Singtel Termination plans and HUGE DEBT

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Hi guys,

I'm in quite a load of **** right now, i made a rash decision to get the most expensive plans just to get free phones for quick cash (yes i know it was ****ing stupid but i legit needed cash quick for various purposes) and now Singtel has terminated all my plans and left me with a huge debt of about 19k..

Anyone knows on what will happen if i dont pay or how i can get myself out of this?? Because they are saying they want to bring me to court and all that. But my friends tell me i can just dont pay and be blacklisted by them thats all.

Please i really need help.. I'm at my wits end.....

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