Dear All,
I'm age 29. NS. Female.
Aviva MyLifeChoice VS Tokio Marine Legacy Plus. Which is better?
For Aviva MyLifeChoice:
Minimum Benefit Factor is 2.2 (Only for 20years)
Bonus: Unsure (Gotta depend on the participating fund)
Cash values: Guaranteed.
Tokio Marine (TM) Legacy Plus:
Minimum Benefit Factor is 2.5 (Till age 70)
Bonus: Should getting the 5.25% since TM never cut its bonus for decades.
But what if it suddenly cut bonus?
Like coming July, going to revise to 4.75%
I wonder old policies will be affected or nt.
TM did state that the premium rates for Early Care Rider and Dread Disease Accelerator Rider are not guaranteed.
This Policy till I'll not surrender till I die. Haa. :s8:
Advices? TIA!
I'm age 29. NS. Female.
Aviva MyLifeChoice VS Tokio Marine Legacy Plus. Which is better?
For Aviva MyLifeChoice:
Minimum Benefit Factor is 2.2 (Only for 20years)
Bonus: Unsure (Gotta depend on the participating fund)
Cash values: Guaranteed.
Tokio Marine (TM) Legacy Plus:
Minimum Benefit Factor is 2.5 (Till age 70)
Bonus: Should getting the 5.25% since TM never cut its bonus for decades.
But what if it suddenly cut bonus?
Like coming July, going to revise to 4.75%
I wonder old policies will be affected or nt.
TM did state that the premium rates for Early Care Rider and Dread Disease Accelerator Rider are not guaranteed.
This Policy till I'll not surrender till I die. Haa. :s8:
Advices? TIA!