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UOB Interest Rate 3%? Someone called me yesterday night.

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A lady from UOB called me yesterday and offer me a savings account with 3% interest rate. Only limitation is locked down for 3 years.

I asked the lady why is UOB so desperate for cash? You guys can offer mortgage for 1% and yet give out 3% rates for deposits. After that I told her about the moody warning plus all the FED tapering news. I've decided that 3% is not worth the risk to place money in any local banks. :s11:

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