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[GPGT] Poor Man's Dyson Hootz KYM

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not too shabby.. quite silent and does it's job.










Any interesting log cakes promo seen yet?

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If don't have, might want to splurge on chateraise cake.

How powerful is Scrabby ?

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i remember he manage to jinx many football match which we thought that is not possible

He also managed to do it on the last Sinkie election

[BREAKING]SIA raises $500 million via private placement of 10-year bonds

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SINGAPORE - Singapore Airlines (SIA) has raised $500 million via a private placement of 10-year bonds.

The offer size of $300 million was upped to $500 million after strong appetite was apparent from a select group of private investors, the airline said on Tuesday.

The 10-year bonds will carry a 3.5 per cent coupon.

The proceeds will be used for general purposes including refinancing of existing borrowings, said SIA.

DBS Bank and United Overseas Bank were joint lead managers of the issue.

The airline has raised about $12.7 billion in additional liquidity since the start of this financial year. It also has the option to raise up to $6.2 billion in additional mandatory convertible bonds for the period up to July 2021.

Tomorrow shares will drop ? :s11::s13:

Should I use EHG to buy my retirement BTO as first timer?

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Need some advice here from the property gurus here...

Currently hold a resale HDB... never taken any HDB grants before..

Recently managed to get a retirement BTO to downgrade as first-timer...

If I sell my current HDB I can use the sales amount to fully pay off the new BTO in about 6 years..

Should I still bother applying for HDB EHG grant?

Understand that the EHG will need to be paid back to HDB upon sale of home.. however if this is my retirement house, eventually the house will go to my kids after I pass on..

So if my kids sell the HDB after I pass... does the original CPF monies + EHG grant go back to my kids' CPF accounts with accrued interest? Cause I much rather my kids get cash when they sell the house...

Not sure how it works... would appreciate your kind input.. thanks bros..

After befriending a female student, an English and Literature teacher from their secondary school in

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After befriending a female student, an English and Literature teacher from their secondary school invited her for a car ride.

......

Bitcoin price reaches three-year high of more than US$19,000

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https://www.theguardian.com/technolo...currency-covid

The price of bitcoin has broken through $19,000 for the first time in almost three years, taking the world’s biggest cryptocurrency close to its all-time high of just under $20,000.

Bitcoin has surged by almost 40% in November and is up about 160% this year. It reached a peak of just under $20,000 in December 2017, before crashing spectacularly, losing a quarter of its value in a single day.

Analysts and investors say the coronavirus pandemic has led to a reassessment of bitcoin’s value as an alternative currency, and even as an alternative to gold. As the US dollar and other currencies have weakened, more investors are turning to cryptocurrency as protection against inflation.

Rick Rieder, the chief investment officer of Blackrock, the world’s largest asset manager, said last Friday that cryptocurrencies, including bitcoin, were “here to stay”. He said millennials were happily embracing new technologies – although he himself has not bought much bitcoin or other cryptocurrencies.

“But do I think it is a durable mechanism that could replace gold to a large extent? Yeah I do, because it’s so much more functional than passing a bar of gold around,” he told CNBC’s Squawk Box.

PayPal has launched a crypto trading service on its platform, and has reportedly bought nearly 70% of all new bitcoin in circulation. Its chief executive, Dan Schulman, said the pandemic had accelerated the shift to digital forms of payments.

A number of hedge fund managers, including the US billionaire Paul Tudor Jones, who predicted and profited from the 1987 stock market crash, have revealed in recent months that they have invested in bitcoin. Jones, who runs Tudor Investment Corp, has been recommending the cryptocurrency to his clients as a hedge against inflation, with the US Federal Reserve expected to keep interest rates at zero. Congress has resumed its negotiations over a massive stimulus package for the US economy.

Cryptocurrencies are notoriously volatile, and other digital currencies have also regained popularity in recent months, such as Ethereum, Litecoin and XRP, as investors reviewed their long-term prospects.

one day grab will become a delivery company or not?

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like you order something from lazada is delivered by a grabcar driver

Samsung vs Oppo

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Contemplating to buy a phone,Samsung vs Oppo which one would you guys prefer?

got ppl grow mushroom at home?

Why a lot edmwers here like to 吹牛.

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Why a lot edmwers here like to 吹牛. Always boastful here and there not Sian meh.

robinson uplorry riao, still got huat departmental stores in sg?

GPGT: Livinguard reusable masks kym ❓❔❔

North or South , kym?

Why I seldom see people wearing mask with air valve? Not allowed or too expensive?

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Mask with air valve is much more comfortable for breathing. But no one wearing is it because not effective or not allowed or too expensive?

[GLGT] Former Mediacorp actress Florence Tan, 43, exhausted after first week in uni

singles should not ask another single to intro potential partners

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if I ask a single guy to intro single guy to me....I am being insensitive and may hurt the guy's feelings. people also looking for potential partner mah

If I ask a single gal.... kumgong.. if she know good man why would she let me have him

so single who ask another single to intro to them is kumgong

SingaporeRediscovers where is most value for money

Now's the time for Singapore to grow the next crop of homegrown MNCs: CCS

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SINGAPORE has a "historic opportunity" to grow more local companies into global champions, said Minister for Trade and Industry Chan Chun Sing on Tuesday.

As more such champions emerge, they will create better jobs for Singaporeans and uplift small and medium-sized enterprises (SMEs) to become global companies in their own right, he told reporters, while on a visit to e-commerce platform Shopee, which is owned by homegrown consumer Internet company, Sea Group.

With a market capitalisation of US$89 billion, Sea is leading the charge as South-east Asia's most valuable tech company and one of the world's hottest stocks. Its game development arm Garena has produced hits in markets extending to Latin America, while Shopee is among the top-performing e-commerce platforms in the region.

Other Singapore-founded companies are also making waves. Health-tech startup Biofourmis, for instance, recently raised US$100 million in a Series C round. The company, which uses wearable devices and data analytics to provide personalised healthcare, got its start in Singapore, and is now headquartered in Boston.

Pointing to such success stories, Mr Chan noted Singapore's traditional competitive advantages like the rule of law, strong talent pipelines and a robust intellectual property regime. However, he added that the Republic has at least three new, unique advantages that could make it fertile ground to grow a new generation of champions.

"First, Singapore is not caught up by the geopolitics - and we don't want to be. In fact, we want to able to serve global markets, across different geopolitical and economic groups," he said.

"Second, interestingly, is the fact that we don't have a large domestic market - and we have turned that into a strength. A company like Sea, from Day One, started its operations aspiring to be a regional and global company. Paradoxically, some companies that start off in the biggest domestic markets, tend to focus on the domestic marketplace. But many companies have learned to operate out of Singapore to serve the regional markets."

He added, "This allows them to build up solid capabilities to work at a global level, yet localise their products and services for their respective markets."

The third factor Mr Chan identified was the fact that the Singapore brand continues to command a trust premium. A high level of trust, he said, will be a tremendous advantage for a new generation of companies producing highly personal services like healthcare and financial products.

Kiren Kumar, assistant chief executive of the Infocomm and Media Development Authority, also speaking to reporters, noted that the tech scene in Singapore has changed significantly in the past decade.

"We have today what we did not have before, 10 years ago. We have globally leading technology giants, like Google, Facebook, Alibaba and others, having significant operations and bases in Singapore. We also have, for the first time, large, locally grown, global champions, like Sea Group, Grab and Razer. And we also have a very vibrant tech startup ecosystem."

Companies who make it big in Singapore generate spillover benefits for the economy, like better wage growth and prospects for employees in the same industry, said Mr Chan. He disclosed that Ministry of Trade and Industry figures show that wages for the same profile of employee, in the same occupation, tended to be higher in larger companies than smaller ones.

Another key benefit of growing large companies is their ability to partner and uplift SMEs in the same ecosystem, he added. He cited Shopee as an example of a tech heavyweight that has partnered and trained many local SMEs to pivot their businesses online; it has also helped them to cope with the shock of Covid-19 to brick-and-mortar shops and lifestyle sectors.

For instance, alongside Amazon, Lazada and Qoo10, Shopee partnered Enterprise Singapore on an e-commerce booster package, providing end-to-end support for businesses, including heartland enterprises, to go online. Next year, Shopee has plans to help online-ready businesses in Singapore expand into Malaysia.

Mr Chan said that such economic benefits generated by large companies are a key reason Singapore expends the effort to help enterprises to move up the corporate pyramid - turning micro-enterprises into small ones, small ones into medium ones, and medium ones into large ones.

"We are at a historical moment in our economic development," he concluded. "We have a historical opportunity now, to develop a new generation of companies based on technology, talent and ideas. This will truly allow us to transcend the tyranny of geography and size."

https://www.businesstimes.com.sg/gov...rown-mncs-chan

BK another new expensive promo

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